Amtrak Guest Rewards® Mastercard®
$79 Annual Fee No Annual Fee

GET 20,000 BONUS POINTS

After making at least $1,000 in purchases within 90 days of account opening

GET 12,000 BONUS POINTS

After making at least $1,000 in purchases within 90 days of account opening

3X POINTS

Earn 3 points for every $1 spent on Amtrak travel, including onboard purchases

2X POINTS

Earn 2 points for every $1 spent on Amtrak travel, including onboard purchases

2X POINTS

Earn 2 points for every $1 spent on other qualifying travel

1X POINTS

Earn 1 point for every $1 spent on all other purchases

1X POINTS

Earn 1 point for every $1 spent on all other purchases

Additional Card Benefits

Complimentary Companion Coupon

Get a complimentary Companion Coupon upon account opening and each year when you renew your card membership

Complimentary One-Class Upgrade

Get a One-Class Upgrade upon account opening and each year when you renew your card membership for an enhanced travel experience

Complimentary Station Lounge Pass

Get a complimentary Single-Visit Station Lounge pass upon account opening

A faster route to tier status

Earn 1,000 Tier Qualifying Points (TQPs) toward earning tier status each time your eligible spending reaches $5,000 in a calendar year, up to 4,000 TQPs per year

No point limit or expiration

There is no limit to how many points you can earn and points don't expire as long as your account is open

5% Amtrak Guest Rewards point rebate

when you book your Amtrak redemption travel

No Foreign Transaction Fees

On purchases made with your card outside the United States

† For information about the rates, fees, other costs and benefits associated with the use of these Amtrak credit cards, click on Apply Now for the card you wish to apply for, and refer to the disclosures accompanying the credit card application. These credit card programs are issued and administered by Bank of America, N.A. Mastercard and World Mastercard are registered trademarks of Mastercard International Incorporated and are used by the issuer pursuant to license. © 2018 Bank of America Corporation.